Hyderabad, January 28
The crop insurance meant to come to the rescue of farmers is in fact not serving the purpose. Farmers take crop insurance to survive from losses incurred due to natural calamities.
But hundreds of crores of compensation amount due to farmers has been pending for the past two years. Farmers have to get insurance amount of crop loss since 2014-15 summer crops.
The government has still to pay Rs 63.52 crores to 69,335 farmers of 2014-15 summer crops. As many as eight lakh farmers took crop insurance in 2015-16 kharif season. Of this, 3,30,000 farmers are yet to get the crop compensation.
The Centre launched Prime Minister Fasal Bima Yojana (PMFBY) last year with minimum premium and immediate claiming facility. But this scheme also failed to help the farmers in time.
As per PMFBY, 25 per cent of insurance amount should be deposited in the account of farmers, immediately after he incurs crop loss. Heavy crop loss took place due to heavy rains in September last year. Even five months after the tragedy, the officials have no details about the number of farmers they have to pay insurance.
According to official statistics, 6,55,000 farmers insured their crops during the rainy season last year. Of this only 7 to 10 per cent of farmers are eligible for insurance. But the officials were unable to tell when this marginal number of farmers will be paid insurance amount.
The farmers are in dilemma whether to pay insurance premium or not since they are not getting the insurance amount in time.
In the early days of Andhra Pradesh State formation, the government paid Rs 141.25 crores to about two lakh farmers regarding 2014-15 monsoon crops. If this is the amount of one year, then the crop insurance amount of 2014-15 summer, 2015-16 monsoon and summer, and 2016-17 monsoon would be in hundreds of crores of rupees.
There were allegations that agricultural ministry is negligent in paying insurance amount to farmers.